You help your community thrive when you shop locally!
Be sure to read The Prowers Journal each week when the Lamar Chamber of Commerce
and The Prowers Journal highlight a featured Business of the Week.
This week we are proud to spotlight Core Financial.
Give them a call at: 719.336-5550
Core Financial has become a familiar name in Lamar. The company has been at its current location for twelve years, although owner, Karen Ketcham, has been in her business for twenty years. The focus of the business has been to provide financial services throughout the area, which includes the whole of Southeast Colorado and Western Kansas.
The Core Financial name was adopted by a group, Ketcham included, who had worked together for a number of years. Securities are offered through Transamerica Financial Advisor, Inc. (TFA). TFA is a Transamerica company. The Transamerica companies are AEGON companies. AEGON is an international life insurance, pensions, and asset management company headquartered in The Hague, Netherlands. AEGON has businesses in over 20 markets in the Americas, Europe and Asia, and its ambition is to be a leader in all its chosen markets by 2015. Core Financial and TFA are not affiliated.
The benefit of Core Financial to Lamar residents is that the offerings in the financial services area are numerous and varied, but clients are valued and enjoy the personal attention that is so important in building a long-term relationship.
Core Financial is an insurance-based agency, built on the precept that protecting the people you care about should be the “core” of any financial plan. Therefore many types of life policies are offered. These include both permanent and term policies, which can be structured to meet almost any budget constraints. Also, many more modern types of life insurance include equity indexed universal life products that can actually serve a dual purpose, the primary of which is providing life coverage while also allowing owners to build cash accumulation that can be used to supplement retirement income. There are new life products that can include a critical illness rider which can provide cash to be used before a death for expenses as a result of critical, chronic or terminal illness. There is also a permanent life product that can include a rider to help cover long term care expenses. There are many more choices in the life insurance world today than there ever have been.
Another of Core Financial’s primary offerings is health insurance, which includes both individual and group. Because of our affiliation with a health broker, our agents are able to access most health insurance companies. This helps ensure that we are able to be competitive in this area. Also, because our staff includes a person dedicated to health care, we can strive to assure that clients will receive the most complete and accurate information in that field. We currently are happy to be providing the group health insurance for a number of businesses, both large and small, in Lamar, and our individual health business is rapidly expanding. Health care offerings include disability insurance and long term care insurance, as well.
Securities round out our offerings. Please do not assume that since we are a small office in Lamar that we are limited in what we are able to offer! Our affiliation is with Transamerica Financial Advisors Inc. as our broker/dealer, one of the largest in the country. Because we are not “captive” agents, we have an amazing number of financial vehicles at our disposal. Our approved products list includes most mutual funds, variable annuities of most insurers, as well as fee-based advising. We provide 401K plans, SIMPLE IRA plans, SEP IRA plans, 401K and retirement rollovers. In addition, we do traditional IRA’s, Roth IRA’s, 529 plans for college planning, business and estate planning.
Core Financial strives to be your one stop as you build your plan for financial security. We sincerely value the relationships we have been able to establish with our clients. Because every member of our staff has been a lifetime or long-time part of this community, each of us knows the rewards of the honesty and integrity we practice for both clients and us, as agents. We are so appreciative of the business brought to us from this community and the surrounding areas, and we are committed to continuing to providing the best service and products available.
Investment Advisor Representative with and securities and investment advisory services offered through Transamerica Financial Advisor, Inc. (TFA) Member FINRA, SIPC, and Registered Investment Advisor. Non-securities products and services are not offered through TFA. Core Financial and TFA are not affiliated.
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